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  • 3 Things To Look For In Truck Rental Reimbursement And Downtime Insurance

    Owner-operators might need to take out insurance coverage to protect their incomes if their trucks get damaged and need to be repaired. If you need your truck to run your business, then you can't afford to be without it. Rental reimbursement and downtime coverage helps you get through this kind of situation. Here, your insurance company helps you cover various costs. So, for example, they might contribute to the costs of renting a truck while your vehicle is being repaired.
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  • 3 Vehicles You Need To Have Insured By A Trusted Agent

    While everyone knows that car insurance is, perhaps, the most important insurance that you regularly pay, that does not mean it should be the only type of automobile insurance that you should have. In fact, there are a few different types of vehicles that you need to talk to an automobile insurance agent about as soon as you get the chance to, just so that you ensure you are not potentially putting yourself at risk.
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  • Becoming Informed About Buying An SR22 Insurance Policy

    SR22 insurance policies can be required by the court for those that have been convicted of serious motor vehicle violations. When individuals are first ordered to carry this type of auto insurance, they may not be sure how it will be different from more standard types of coverage. Will SR22 Insurance Coverage Be Better Than A Standard Policy?  These policies actually tend to offer substantially better coverage. This is partially due to the fact that these policies are designed for drivers that are considered by the courts to be particularly high risk.
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  • Loans For Insurance Business Owners

    Purchasing an insurance agency or expanding an existing agency may require funding that you do not have access to. If you have been turned down for a loan through a traditional bank, seek a lender who specializes solely in insurance agency loans. A loan consultant will perform an analysis that will help you acquire the funding you need to satisfy your business goals. A Loan Company A loan consultant who specializes in loans for insurance companies can help a client obtain ownership of an existing or new insurance business.
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  • Benefits Of Having Home Insurance

    Many people overlook the importance of homeowners insurance. They opt to forgo it only to regret it later when disasters strike. Home insurance has always been affordable for most homeowners. But if you are thinking of doing without it, here are the benefits you might miss out on. Liability Coverage Homeowners insurance is crucial when it comes to liability coverage. Accidents do happen, and you might be held responsible if a guest gets injured at your home.
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  • Smart Precautions To Take When Getting Home Insurance

    You put a lot of time and money into buying a home, so you want to make sure it's protected as much as possible. Insurance is one of the best investments in this regard, but remember to take the following precautions. Review Property First Before you get home insurance, you need to review your home's specific attributes. Then you will have an easier time getting the right insurance type and the optimal coverage amount.
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  • Coverage You Get With A Mobile Home Insurance Policy

    If you're buying a mobile home, you'll need to get insurance for it just like you would for any other type of home. The coverage is quite similar, so if you've ever had homeowner's insurance, you'll be familiar with a lot of the details. Here's an overview of what you'll usually get with a mobile home insurance policy: Damage To Your Home Is Covered Physical damage to your home is usually covered.
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  • 4 Reasons You Need Car Insurance

    As a vehicle owner, it is important that you have car insurance. There are a few reasons why car insurance is essential to carry, beyond it being the law in many states that you have to carry a certain amount of auto insurance.   Work With Your Health Insurance  If you ever get into an accident, and you have medical protection in some form on your policy, that means that your car insurance will help pay for any medical expenses related to your accident.
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  • Flood Insurance: What Is It & How Does It Work?

    Your standard homeowners' insurance policy doesn't cover damage caused by floods. If a flood struck your area and destroyed your house, how would you cover the losses? If you hesitated while answering this question, it's probably time to consider flood insurance.  As the name suggests, flood insurance is a form of property insurance that covers your home and belongings for damage caused by flooding, including heavy rains, high tides, levee dam failure, and hurricane storm surges, among other sources of natural flooding.
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  • Worker's Compensation Insurance Assumptions To Avoid

    Workplace accidents can be extremely damaging and costly incidents. To protect businesses and workers from the expensive costs that treating workplace injuries can require, worker's compensation insurance is often mandated for businesses to carry. Assumption: You Have To Buy Worker's Compensation Insurance From The Government There are many states that will provide businesses with the option of buying worker's compensation coverage from a state agency or a third-party provider that is authorized by the state.
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