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  • 3 Reasons To Add Sewer Line Coverage To Your Home Insurance Policy

    Your home has a plumbing system that allows you to use water in all your plumbing fixtures. All the water you use exits the house through the main sewer line. It then goes to your septic tank or a city sewer system. If anything happens to your main sewer line, you could end up with a mess in your house. As a result, many insurance agents suggest adding sewer line coverage to a home insurance policy.
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  • Ready For Medicare? Two Reasons To Talk With An Insurance Agent

    Whether you have reached 65 years of age, are under age 65 but have certain medical conditions, or have been diagnosed with End-Stage Renal Disease (ESRD,) you now qualify for Medicare coverage. Medicare is a federally-sponsored insurance program that is specifically for the groups mentioned above. You might have received correspondence in the mail letting you know that you are eligible and think there is nothing else you need to do.
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  • 4 Smart Ways To Keep Your Car Insurance Premium In Check

    In many states, your monthly car insurance payment can rival the loan payment required to purchase a vehicle. If you find yourself in a state with high insurance rates, there are many things you can do to keep your insurance rates reasonable. Smart Way #1: Purchase A Reliable Used Car If you want to keep your insurance rates down, you need to examine the car that you drive. To keep your insurance rates down, driving an older car can really help.
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  • How Do Car Insurance Deductibles Work?

    If you have never had your own auto insurance policy but need to buy one now, you will probably have some questions. One question you might have is about your policy's deductible. A deductible is a standard part of an auto insurance plan, and it is vital to understand what it is and how it works. Here are several essential things to know about your policy's deductible. What It Is
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  • 4 Best Car Insurance Add-Ons If You Have A New Car

    If you have a new car, you will want to make sure that you have a comprehensive insurance policy to protect your vehicle. In addition to carrying collision and comprehensive insurance, you will want to consider a few additional add-ons to your insurance policy. Gap Insurance Whenever you are carrying a loan on your vehicle, you should get gap insurance coverage. Gap insurance coverage will cover the difference between your car's actual cash value and what you owe on your vehicle, in the case that your vehicle is totaled.
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  • Why Having Auto Insurance Is Important

    If you are a driver, you'll need a reliable auto insurance policy that gives you the coverage that you need. Even though it might be tempting to forgo getting auto insurance to save money, doing so can result in a lot of serious consequences. Here are some of the main reasons why having auto insurance is important. Protection Against Major Financial Loss Getting into an auto accident could mean that you will have to pay high out-of-pocket costs to recoup the losses.
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  • 4 Factors to Determine How Much Life Insurance You Need

    It is important to have life insurance, but it is even more important to have an adequate amount of life insurance. If you plan to invest in a policy or you have concerns about whether or not you have enough coverage, here are just some of the factors you should consider. 1. Family Status Whether or not you are married, have children, or have plans to is one of the first benchmarks you should consider to evaluate a policy amount.
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  • 4 Tips for Properly Protecting Your Valuable Jewelry With Insurance

    If you have jewelry that is more than custom jewelry, and could command thousands of dollars if sold, you are going to need to make sure you take extra steps to protect your jewelry with the right type of insurance coverage. #1: You Need a Property Insurance Policy To protect your jewelry, you first need to have an underlying property insurance policy as most insurance companies will not lot you just have an insurance policy for your jewelry without a property insurance policy.
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  • Types Of Business Insurance Your Company Needs To Consider

    As a business owner, there are many responsibilities that you must take on. One of the more important responsibilities is protecting your business from certain risks that could potentially endanger its overall success. If you fail to have the right business insurance under your belt, a single disaster can wreak havoc on your business and potentially result in you losing absolutely everything. Each business will require different coverage requirements, but there are a few basic types of coverage that all businesses will need.
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  • Things To Know About Collision And Comprehensive Insurance

    If you are new to car insurance, then you may wonder if you need collision and/or comprehensive insurance. These two types of insurance, though they seem similar, are actually different in what they cover. Whether or not you need them is based on your individual circumstances and preferences. Here are some questions and answers to help you determine whether you need collision and comprehensive. What Is Collision Insurance? Think of collision insurance as insurance that covers you if you collide with something.
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