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  • How To Get Commercial Transportation Insurance Coverage For Less Money

    If you run a commercial trucking or cargo transportation firm or you are looking to get one off the ground, one key business expense will be your commercial transportation insurance coverage. Protecting your commercial trucks and the cargo they carry while on the road is important if you want to ensure your business can continue on with no issues after an accident or incident that causes damage to your property. Keep reading to learn ways to lower the cost of your insurance premiums.
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  • What Are Some Of The Situations In Which You Might Need SR-22 Insurance?

    There is a lot of confusion out there about SR-22 insurance. Basically, SR-22 insurance is not actually a special type of car insurance; instead, it involves your insurance company filing an SR-22 form with the courts to provide documentation that you have insurance as a driver. If you've heard of this car insurance-related situation, you could be wondering if you are supposed to have an SR-22 filing. This is something that is typically court-ordered, and there are a few situations in which SR-22 filings are required.
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  • Why Business Owners Should Offer Employee Benefits

    In a perfect world, every company that has employees would offer an attractive employee benefit plan. Unfortunately, that is not always the case. Depending on where a person works, they may have an awesome benefit package, a mediocre benefit package that does not meet all their needs, or no benefit package at all. What some employers and business owners do not realize is that employee benefits are actually just as beneficial to the company as they are to the employees.
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  • The Fundamentals Of Commercial Truck Insurance Coverage

    If you have recently decided to become an owner-operator and drive your truck independently instead of working for a commercial carrier, one of the things you'll have to do is secure commercial truck insurance. In fact, most states require that you carry this coverage and, if your truck is still financed, your lender likely will as well. Understanding the key components of commercial truck insurance will help you get the coverage that you need.
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  • Top Reasons You Should Get Auto Insurance Now

    Imagine getting pulled over when you don't have car insurance. What do you think will happen to you next? Various things might happen. Foremost, your license can be suspended. Secondly, you can be given a ticket and fined. And lastly, your car may be impounded. Driving without insurance can lead to potential legal implications, which depend on the state you live in. If you don't want to be on the wrong side of the law, it would be best to buy auto insurance.
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  • 3 Reasons To Add Sewer Line Coverage To Your Home Insurance Policy

    Your home has a plumbing system that allows you to use water in all your plumbing fixtures. All the water you use exits the house through the main sewer line. It then goes to your septic tank or a city sewer system. If anything happens to your main sewer line, you could end up with a mess in your house. As a result, many insurance agents suggest adding sewer line coverage to a home insurance policy.
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  • Ready For Medicare? Two Reasons To Talk With An Insurance Agent

    Whether you have reached 65 years of age, are under age 65 but have certain medical conditions, or have been diagnosed with End-Stage Renal Disease (ESRD,) you now qualify for Medicare coverage. Medicare is a federally-sponsored insurance program that is specifically for the groups mentioned above. You might have received correspondence in the mail letting you know that you are eligible and think there is nothing else you need to do.
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  • 4 Smart Ways To Keep Your Car Insurance Premium In Check

    In many states, your monthly car insurance payment can rival the loan payment required to purchase a vehicle. If you find yourself in a state with high insurance rates, there are many things you can do to keep your insurance rates reasonable. Smart Way #1: Purchase A Reliable Used Car If you want to keep your insurance rates down, you need to examine the car that you drive. To keep your insurance rates down, driving an older car can really help.
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  • How Do Car Insurance Deductibles Work?

    If you have never had your own auto insurance policy but need to buy one now, you will probably have some questions. One question you might have is about your policy's deductible. A deductible is a standard part of an auto insurance plan, and it is vital to understand what it is and how it works. Here are several essential things to know about your policy's deductible. What It Is
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  • 4 Best Car Insurance Add-Ons If You Have A New Car

    If you have a new car, you will want to make sure that you have a comprehensive insurance policy to protect your vehicle. In addition to carrying collision and comprehensive insurance, you will want to consider a few additional add-ons to your insurance policy. Gap Insurance Whenever you are carrying a loan on your vehicle, you should get gap insurance coverage. Gap insurance coverage will cover the difference between your car's actual cash value and what you owe on your vehicle, in the case that your vehicle is totaled.
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