Flood Insurance: What Is It & How Does It Work?
8 December 2021
Your standard homeowners' insurance policy doesn't cover damage caused by floods. If a flood struck your area and destroyed your house, how would you cover the losses? If you hesitated while answering this question, it's probably time to consider flood insurance.
As the name suggests, flood insurance is a form of property insurance that covers your home and belongings for damage caused by flooding, including heavy rains, high tides, levee dam failure, and hurricane storm surges, among other sources of natural flooding.
Worker's Compensation Insurance Assumptions To Avoid
1 November 2021
Workplace accidents can be extremely damaging and costly incidents. To protect businesses and workers from the expensive costs that treating workplace injuries can require, worker's compensation insurance is often mandated for businesses to carry.
Assumption: You Have To Buy Worker's Compensation Insurance From The Government
There are many states that will provide businesses with the option of buying worker's compensation coverage from a state agency or a third-party provider that is authorized by the state.
2 Tips For Selecting Home Insurance Coverage
27 September 2021
Are you in need of a home insurance policy but have never shopped for insurance before? If so, you likely do not know what kind of insurance you need. Here are some tips for selecting the right home insurance policy for you.
Know The Difference Between Content And Building Coverage
You will need coverage for two completely separate categories: content and building insurance. However, many new homeowners struggle to determine what is content and what is part of the building's structure.
How To Get Commercial Transportation Insurance Coverage For Less Money
19 August 2021
If you run a commercial trucking or cargo transportation firm or you are looking to get one off the ground, one key business expense will be your commercial transportation insurance coverage. Protecting your commercial trucks and the cargo they carry while on the road is important if you want to ensure your business can continue on with no issues after an accident or incident that causes damage to your property. Keep reading to learn ways to lower the cost of your insurance premiums.