Insurance

  • What Constitutes "High Risk" In The Auto Insurance World

    If you have tried switching auto insurance providers recently, and you were told that you are too "high risk," you may be stunned. There are several reasons why insurance companies may label you as high risk, some of which you may find surprising. The following shows some of the ways in which companies consider you "uninsurable," and why you may need to look at purchasing high-risk insurance.  Lead Foot Syndrome
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  • 3 Reasons To Maintain Life Insurance After 60

    Many consumers think of life insurance policies as a protective measure. These policies are designed to help provide financial help in the event of your death. As your children grow and you pay off your home and car loans, you might be wondering why you need life insurance. The fact of the matter is that a life insurance policy is just as important after age 60 as it is when you first began your career.
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  • Three Ways To Lower Your Insurance Premium This Year

    If you feel like your auto insurance premium is a little too high for you to handle, there are a few specific actions that you can take to lower your insurance premium. #1 Take Advantage of as Many Discounts as Possible First, you should try to take advantage of as many discounts as possible. In order to get discounts, you often have to ask for them. If you have multiple vehicles or multiple insurance needs, such as home insurance or renter's insurance, get the coverage through the same company.
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  • 4 Effective Ways To Pay Less For Car Insurance

    Owning an automobile is the ideal way to remain independent. Being able to get to where you need to go with ease is essential. However, certain costs accompany the privilege of car ownership. One of these includes having the right amount of coverage in place. You'll want to do all you can to reduce the annual premium amount for your insurance. Knowing effective methods for making this possible can be helpful.
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  • Did You Just Suffer A Hit And Run? Uninsured Auto Insurance May Help

    Every day, millions of people suffer from hit and run accidents. Whether they are hit by the car physically or their vehicle is damaged, it can be problematic to pay for treatment or repairs. However, possessing uninsured auto insurance can help you avoid this danger and stay safe from this potential problem. Hit And Run Crashes Are Increasing Every year, more hit and run crashes occur. Part of the reason behind this is the increasing number of people driving every year.
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  • 3 Ways To Improve Your Home This Year That Will Have A Positive Impact On Your Homeowner's Insurance Premium

    Homeowner's insurance is a necessary expense if you have a mortgage, or if you want to protect the investment that you made in the home that you purchased. Although homeowner's insurance is a necessary expense, it is an expense that you can have a little control over. With the right improvements to your home, you can lower your home insurance premium rates. 1. Install a New Roof If your roof is getting on the older side of things, it is time to install a new roof on your home.
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  • Three Important Facets Of Property And Casualty Insurance School

    When you decide that you want to get into the business of insurance, whether you want to become a private broker or simply work in an insurance firm, it will be necessary that you take courses in property and casualty insurance and pass an exam. In short, property casualty insurance school gives you the basics of understanding loss and damages to personal property and how it interplays with insurance coverage and limitations.
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  • 3 Financial Tips For Beginning Your Therapy Private Practice

    Ever since you started grad school, you've probably been dreaming about the day when you would go into private practice as a therapist. After years of internships and working as a staff therapist, you now have the referral business, loyal customers, and experience to work for yourself in your own therapy office. In order to ensure that your transition to private practice is a success, here are a few tips that will protect you financially and legally:
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  • The Four Biggest Differences Between Condo & Homeowners Insurance

    As the owner of a condo, you have two options when it comes to insurance coverages. This would be to purchase homeowners insurance coverage or condo insurance coverage. While the difference between the two are slight, here are the four biggest you will find: Condo Insurance Covers the Interior: With homeowners insurance, you are getting coverage for both the interior and the surrounding property outside of the home covered. With condo insurance, only your dwelling, that is the interior of the home is covered.
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  • How To Save Money On Insurance For Your Motorcycle

    Do you own a motorcycle as an additional vehicle that you need to insure? If so, you may be looking for ways that you can limit how much you spend on insurance. These tips will help you save on those premiums. Consider Distance Based Insurance Chances are that your motorcycle is not your primary vehicle. You may have a normal car that you use for your daily commute, traveling long distances, and going to the store.
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