Soham Shelton

  • Types Of Business Insurance Your Company Needs To Consider

    As a business owner, there are many responsibilities that you must take on. One of the more important responsibilities is protecting your business from certain risks that could potentially endanger its overall success. If you fail to have the right business insurance under your belt, a single disaster can wreak havoc on your business and potentially result in you losing absolutely everything. Each business will require different coverage requirements, but there are a few basic types of coverage that all businesses will need.
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  • Things To Know About Collision And Comprehensive Insurance

    If you are new to car insurance, then you may wonder if you need collision and/or comprehensive insurance. These two types of insurance, though they seem similar, are actually different in what they cover. Whether or not you need them is based on your individual circumstances and preferences. Here are some questions and answers to help you determine whether you need collision and comprehensive. What Is Collision Insurance? Think of collision insurance as insurance that covers you if you collide with something.
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  • Car Insurance And Trailer Coverage

    If you are planning to buy a trailer for your car, then you should first know how it will affect your auto insurance coverage. Note that your liability coverage, the mandatory part of your car insurance, will only apply to your trailer under certain circumstances. Below are some of the conditions insurance companies typically set for trailer coverage. Ownership and Registration Many auto insurance companies will only extend liability coverage to a trailer that you own.
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  • 3 Tips For Keeping Your Life Insurance Premiums Affordable

    Life insurance is not something that is mandatory to purchase, but it certainly is a good thing to have. If you would like to purchase a policy but are afraid it will be too expensive, there are ways you can keep your policy affordable. In fact, here are three of the best techniques you can use to keep your life insurance policy affordable. Buy a policy when you are young
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  • 7 Tips for Saving Money on Property Insurance

    Property insurance is important if you own a property and want to safeguard your investment. This type of coverage can help if your property encounters damage from vandals, fires or natural disasters as well as other situations. To keep costs as low as possible, keep these seven tips in mind.  1. Consider a High Deductible Whether you're buying property insurance or any other type of coverage, you pay insurance premiums on a monthly basis or as scheduled by your insurance company.
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  • A Short Guide To Homeowner's Insurance

    When you own a home, you need to make sure you are protecting that home and everything that is inside of it. Protecting your home goes well above and beyond calling out repair technicians to tend to things like broken pipes and flickering lights. It also means you are going to need to protect it from things that are out of your control, such as fires and burglaries. This is where homeowner's insurance comes in to help you protect your assets.
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  • Helpful Insurance Information For Homeowners

    Owning a house might be something that is admirable and a big achievement, but the responsibilities involved with it can be a big burden. You can have a fully functional and nice home one minute, and a pile of splinters moments later, such as if a severe tornado happens to strike. Dealing with such a scenario can be difficult to overcome if you don't have enough money to get your life back on track in a speedy manner.
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  • Own A Home? 4 Situations That Require An Immediate Update To Your Home Insurance Policy

    Owning a home is a big responsibility. One of those responsibilities includes home insurance. Not only does home insurance provide protection for your home, but it also provides protection for you. You might not notice your personal protection until someone sues you for injuries incurred while on your property; then you'll be very happy you have the protection. Unfortunately, you might not realize that your insurance coverage should be updated from time-to-time.
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  • What Is Business Interruption Insurance And Do You Need It?

    If you own a business, whether it is in your home or somewhere else, have you considered purchasing business interruption coverage on your insurance policy? This type of coverage is very unique and is highly beneficial to have if you ever encounter a time when you need it. Here are a few things to know about business interruption insurance if you own a business of any kind. The effects of a peril
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  • What Constitutes "High Risk" In The Auto Insurance World

    If you have tried switching auto insurance providers recently, and you were told that you are too "high risk," you may be stunned. There are several reasons why insurance companies may label you as high risk, some of which you may find surprising. The following shows some of the ways in which companies consider you "uninsurable," and why you may need to look at purchasing high-risk insurance.  Lead Foot Syndrome
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