Soham Shelton

  • Benefits Of Having Home Insurance

    Many people overlook the importance of homeowners insurance. They opt to forgo it only to regret it later when disasters strike. Home insurance has always been affordable for most homeowners. But if you are thinking of doing without it, here are the benefits you might miss out on. Liability Coverage Homeowners insurance is crucial when it comes to liability coverage. Accidents do happen, and you might be held responsible if a guest gets injured at your home.
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  • Smart Precautions To Take When Getting Home Insurance

    You put a lot of time and money into buying a home, so you want to make sure it's protected as much as possible. Insurance is one of the best investments in this regard, but remember to take the following precautions. Review Property First Before you get home insurance, you need to review your home's specific attributes. Then you will have an easier time getting the right insurance type and the optimal coverage amount.
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  • Coverage You Get With A Mobile Home Insurance Policy

    If you're buying a mobile home, you'll need to get insurance for it just like you would for any other type of home. The coverage is quite similar, so if you've ever had homeowner's insurance, you'll be familiar with a lot of the details. Here's an overview of what you'll usually get with a mobile home insurance policy: Damage To Your Home Is Covered Physical damage to your home is usually covered.
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  • 4 Reasons You Need Car Insurance

    As a vehicle owner, it is important that you have car insurance. There are a few reasons why car insurance is essential to carry, beyond it being the law in many states that you have to carry a certain amount of auto insurance.   Work With Your Health Insurance  If you ever get into an accident, and you have medical protection in some form on your policy, that means that your car insurance will help pay for any medical expenses related to your accident.
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  • Flood Insurance: What Is It & How Does It Work?

    Your standard homeowners' insurance policy doesn't cover damage caused by floods. If a flood struck your area and destroyed your house, how would you cover the losses? If you hesitated while answering this question, it's probably time to consider flood insurance.  As the name suggests, flood insurance is a form of property insurance that covers your home and belongings for damage caused by flooding, including heavy rains, high tides, levee dam failure, and hurricane storm surges, among other sources of natural flooding.
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  • Worker's Compensation Insurance Assumptions To Avoid

    Workplace accidents can be extremely damaging and costly incidents. To protect businesses and workers from the expensive costs that treating workplace injuries can require, worker's compensation insurance is often mandated for businesses to carry. Assumption: You Have To Buy Worker's Compensation Insurance From The Government There are many states that will provide businesses with the option of buying worker's compensation coverage from a state agency or a third-party provider that is authorized by the state.
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  • 2 Tips For Selecting Home Insurance Coverage

    Are you in need of a home insurance policy but have never shopped for insurance before? If so, you likely do not know what kind of insurance you need. Here are some tips for selecting the right home insurance policy for you. Know The Difference Between Content And Building Coverage You will need coverage for two completely separate categories: content and building insurance. However, many new homeowners struggle to determine what is content and what is part of the building's structure.
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  • How To Get Commercial Transportation Insurance Coverage For Less Money

    If you run a commercial trucking or cargo transportation firm or you are looking to get one off the ground, one key business expense will be your commercial transportation insurance coverage. Protecting your commercial trucks and the cargo they carry while on the road is important if you want to ensure your business can continue on with no issues after an accident or incident that causes damage to your property. Keep reading to learn ways to lower the cost of your insurance premiums.
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  • What Are Some Of The Situations In Which You Might Need SR-22 Insurance?

    There is a lot of confusion out there about SR-22 insurance. Basically, SR-22 insurance is not actually a special type of car insurance; instead, it involves your insurance company filing an SR-22 form with the courts to provide documentation that you have insurance as a driver. If you've heard of this car insurance-related situation, you could be wondering if you are supposed to have an SR-22 filing. This is something that is typically court-ordered, and there are a few situations in which SR-22 filings are required.
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  • Why Business Owners Should Offer Employee Benefits

    In a perfect world, every company that has employees would offer an attractive employee benefit plan. Unfortunately, that is not always the case. Depending on where a person works, they may have an awesome benefit package, a mediocre benefit package that does not meet all their needs, or no benefit package at all. What some employers and business owners do not realize is that employee benefits are actually just as beneficial to the company as they are to the employees.
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