Blog

  • Surety Bonds: What And Why?

    Surety bond companies come in when two parties require extra security to ensure that an agreement is carried out properly. They are common practice in many industries, especially construction. If you need a surety bond, you need to know what they are and when they are used.  What are Surety Bonds? A surety bond is an agreement between three parties: the obligee, the principal, and the surety.  obligee- the entity who hires the principal for a job principal- person or company performing the service surety- the entity ensuring the principal will perform their obligations The obligee requests that the principal acquire a surety bond.
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  • Life Insurance Options That Go Unnoticed

    Especially during major economic woes, many people try to slim down their insurance policies as much as possible. To safe money while cutting out the most unnecessary options is the way of not just life insurance shopping, but auto insurance, health insurance, and other services that are either required or too expensive to not have. Whether you're trying to cut costs or not sure what is important, consider a few of these features that are often overlooked or specifically taken out.
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  • Non-Owner Auto Insurance For SR-22 Holders: What You Need To Know

    In the aftermath of a DUI or DWI conviction, most states require you to carry an SR-22 "Certificate Of Financial Responsibility" as a part of your auto insurance policy for a limited amount of time. Even if you don't own your own car, you'll still need to have this form of proof on file in order to have your driver's license successfully reinstated. This is where non-owner SR-22 auto insurance comes into play.
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  • 4 Ways To Save On Your Teen's Auto Insurance

    Seeing your teen learn to drive can be anxiety-inducing enough before you see the effect they have on your auto insurance rates. Teenagers tend to be more expensive to insure since they have less driving experience and are more accident-prone than older adults. Thankfully, there are things you can do to help mitigate this and get lower rates for your teen's auto insurance. Here are a few ideas: Focus on Safety When Car Shopping
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  • Three Ways To Lower Your Home Insurance Premium

      While you have a lot of bills that need to get paid as a homeowner, you know that home insurance is something that you must add to that list. There is no telling when the unthinkable might happen. Securing insurance for your home gives you assurance that someone is going to have your back if a sudden fire breaks out, your residence gets ravaged by a hurricane, or anything else.
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  • 3 Ways To Keep Your Auto Insurance Rates Low

    Auto insurance is required by law for every driver who gets behind the wheel of a car. Many different companies provide auto insurance coverage, and this means that varying rates are being charged for auto insurance policies on the market. Here are three simple things that you can do to keep your auto insurance rates as low as possible in the future: 1. Constantly shop for better rates. Auto insurance policies are only valid for a set period of time.
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  • 3 Ways Business Owners Can Protect Themselves Against Lawsuits

    As a business owner, you have a lot of different things that you have to worry about. For example, one thing that you could be concerned about is your business being sued, and you could be wondering if it's possible for you to protect yourself and your company. Here are a few tips that can help. 1. Separate Yourself From Your Business First of all, you may want to do what you can to protect yourself personally.
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  • What Would Make Your Business Insurance Rates Go Up?

    The cost of operating a business takes in a number of expense line items. Some of those major expense line items include payroll, payroll taxes, payroll benefits, occupancy fees, utilities, etc. One additional expense line item, but one that is most needed, is that of business insurance. Specifically, the purchase of business insurance to cover any vehicles that belong to the business is particularly needed. The reason for acquiring good business insurance for the vehicles owned by the business is to protect the fleet and employees, replace the fleet if there are accidents, and protect the company from loss and possible litigation if involved in an accident.
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  • Finding The Best Insurance For Your Needs At A Fair Price

    When it comes right down to it, auto insurance is one of those things we can't be without but wish we did have to have. The money paid out month after month is tough, especially for drivers that have never been in an accident. But without the insurance, you would have no protection if someone hits you or your car malfunctions and you are in an accident as a result of it.
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  • How To Prevent Work-Related Injuries For Telecommuting Workers

    Telecommuting workers are entitled to workers' compensation benefits just as workers on your business premises. Unfortunately, you may not be able to control your telecommuting workers closely enough, and this increases their risk of injury. Take the following measures to reduce the risk of injuries for your telecommuting workers and also mitigate your exposure to workers' compensation claims from such employees: Create a Telecommuting Policy One of the dangers of telecommuting workers is that they often have considerable leeway on how they can work and the tools they may need to do the work.
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